09.02.2021 – 11:26
WIR WohnImmobilienRente GmbH
Hamburg (ots)
Stay living in your own house and still draw liquidity from it in old age. That is the idea behind the real estate pension. There are different models for this. On the website IMMORENTE.de Interested parties can now find out which one is best for them.
With an annuity, the property is sold in full. However, the owners retain a lifelong right of residence and receive a monthly pension or – less often – a one-off payment. In the case of partial sales, however, a maximum of half of the house is sold. The owners can continue to use this part for a monthly fee. The heirs are given a right of repurchase. The reverse mortgage is a loan that the property serves as collateral. However, unlike a normal loan, the debt increases over time. The reverse mortgage is repaid by selling the property when the owner moves out.
Which model of real estate annuity fits in the individual case depends, among other things, on how old the person is, how much the property is worth and how much additional liquidity is required. “If you are thinking about such an important decision as selling your own property, you should consider all options,” explains Dr. Georg F. Doll. He is the managing director of WIR WohnImmobilienRente GmbH, which operates the IMMORENTE.de portal.
Interested parties can use the portal to test which real estate rental model suits them best. For example, if you live in a house that is worth more than 250,000 euros, want a monthly payment, but would rather remain the owner, the reverse mortgage is a good instrument for you. If property is not in the foreground, then the life annuity is more likely. If you would rather have a one-off payment than a monthly pension, you should think about the partial sale. “Depending on the general conditions, the complete sale or taking out a real estate loan may also emerge as the best solution,” says Georg F. Doll. “To help people make their decision, we have the test on our website. In addition, of course, we also advise them personally.”
The IMMORENTE.de portal is operated by WIR WohnImmobilienRente GmbH. The company advises on questions of real estate annuity and offers the different models itself. It works with various financing partners.
About WIR WohnImmobilienRente GmbH:
WIR WohnImmobilienRente GmbH was founded in 2020. The company’s headquarters are in Hamburg. The company operates the website www.immorente.de, a brokerage and information portal for real estate retirement. It is aimed at people who are older than 65 and want to benefit from the value of their owner-occupied property while they are still alive. WIR WohnImmobilienRente GmbH offers you offers for annuities, partial sales, reverse mortgages and real estate loans under the IMMORENTE.de brand.
Press contact:
Christoph communication
Phone: 040 609 4399-30
[email protected]
Original content from: WIR WohnImmobilienRente GmbH, transmitted by news aktuell
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